Natural hazards · Polar

Polar, WI natural hazards

Most of the natural-hazard damage FEMA expects in Polar comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Polar?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Polar to be higher than in 11% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves55%Inland flooding28%Tornadoes7%Everything else9%

By hazard

What Polar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

55% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

28% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 21 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Polar flood?

FEMA's records show no paid flood insurance claims in Polar.

of all homes
are insured

No community discount. Polar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Langlade County.

Disasters that hit Polar

Federal disasters declared here

None of the disasters declared for Langlade County shows FEMA aid or repair money reaching Polar itself in FEMA’s records.

Brought FEMA money into PolarDeclared for Langlade County only

Langlade County has had 6 natural disasters declared since 1953, most often floods and tornadoes.

Around Polar

Polar and the towns around it

Very lowLowModerateHighVery high

Antigomostly cold wavesLow

Nevamostly cold wavesLow

Menomineemostly cold wavesLow

Pricemostly cold wavesVery low

Polarmostly cold wavesVery low

Evergreenmostly cold wavesVery low

Norwoodmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Polar is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Polar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Polar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.