Natural hazards · Pine River

Pine River, WI natural hazards

Most of the natural-hazard damage FEMA expects in Pine River comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine River?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine River to be higher than in 34% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves45%Inland flooding39%Tornadoes7%Everything else9%

By hazard

What Pine River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

45% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

39% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 20 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine River flood?

FEMA's records show no paid flood insurance claims in Pine River.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Pine River

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Pine River itself in FEMA’s records.

Brought FEMA money into Pine RiverDeclared for Lincoln County only

Lincoln County has had 7 natural disasters declared since 1953, most often severe storms and floods.

Around Pine River

Pine River and the towns around it

Very lowLowModerateHighVery high

Merrillmostly inland floodingHigh

Merrillmostly inland floodingModerate

Pine Rivermostly cold wavesLow

Scottmostly cold wavesLow

Schleymostly cold wavesLow

Ackleymostly cold wavesLow

Texasmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine River covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pine River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pine River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pine River total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.