Natural hazards · Phillips

Phillips, WI natural hazards

Most of the natural-hazard damage FEMA expects in Phillips comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Phillips?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Phillips to be higher than in 10% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves48%Inland flooding35%Tornadoes9%Everything else7%

By hazard

What Phillips faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

48% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

35% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

9% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 47 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Phillips flood?

FEMA's records show no paid flood insurance claims in Phillips.

of all homes
are insured

No community discount. Phillips isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Price County.

Disasters that hit Phillips

Federal disasters declared here

None of the disasters declared for Price County shows FEMA aid or repair money reaching Phillips itself in FEMA’s records.

Brought FEMA money into PhillipsDeclared for Price County only

Price County has had 6 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Phillips

Phillips and the towns around it

Very lowLowModerateHighVery high

Elkmostly inland floodingLow

Phillipsmostly cold wavesVery low

Worcestermostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Phillips is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Phillips’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Phillips. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.