Paddock Lake, WI natural hazards
Most of the natural-hazard damage FEMA expects in Paddock Lake comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 2017. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Paddock Lake?
FEMA expects yearly storm and flood damage to homes and buildings in Paddock Lake to be higher than in 8% of U.S. communities, mostly from cold waves and inland flooding.
What Paddock Lake faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Cold waves
Inland flooding
Tornadoes
Lower here
Not a risk here
Does Paddock Lake flood?
Every paid claim on a federal flood insurance policy in Paddock Lake, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Paddock Lake itself: aid to households, or repair grants to the Village of Paddock Lake.
Severe Winter Storm and Snowstorm
Severe Storms, Tornadoes, and Flooding
Record Snow and Near Record Snow
Severe Storms and Flooding
Snow
Severe Storms, Tornadoes, and Flooding
Paddock Lake and the towns around it
How to read this page
FEMA’s expected losses across Paddock Lake total about $1.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.