Natural hazards · Pacific

Pacific, WI natural hazards

Most of the natural-hazard damage FEMA expects in Pacific comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pacific?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pacific to be higher than in 82% of U.S. communities, mostly from inland flooding and hail.

Inland flooding40%Hail39%Cold waves8%Tornadoes6%Everything else6%

By hazard

What Pacific faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Hail

39% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 12 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pacific flood?

FEMA's records show no paid flood insurance claims in Pacific.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pacific isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Pacific

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Pacific itself: aid to households, or repair grants to the Town of Pacific.

Brought FEMA money into PacificDeclared for Columbia County only

2000

Snow

$2K to the Town of Pacific for repairs

Columbia County has had 9 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Pacific

Pacific and the towns around it

Very lowLowModerateHighVery high

Dekorramostly inland floodingVery high

Caledoniamostly inland floodingVery high

Pacificmostly inland floodingVery high

Fort Winnebagomostly inland floodingVery high

Portagemostly hailVery high

Wyocenamostly hailVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pacific is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pacific’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pacific. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.