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Natural hazards · Owen

Owen, WI natural hazards

Most of the natural-hazard damage FEMA expects in Owen comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1980. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Owen?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Owen to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves34%Tornadoes9%Everything else12%
By hazard

What Owen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once a year in the area

Cold waves

34% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 9 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 23 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Owen flood?

Every paid claim on a federal flood insurance policy in Owen, from FEMA’s records.

2paid claims since 1980
$3Kpaid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Owen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clark County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Owen

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Owen itself: aid to households, or repair grants to the City of Owen.

Brought FEMA money into OwenDeclared for Clark County only
2019

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$10K to the City of Owen for repairs
2010

Severe Storms and Flooding

$12K to the City of Owen for repairs
2002

Severe Storms and Flooding

$1K to the City of Owen for repairs
2001

Flooding, Severe Storms and Tornadoes

$2K to the City of Owen for repairs
Clark County has had 13 natural disasters declared since 1953, most often floods and severe storms.
Around Owen

Owen and the towns around it

Hoard: Low, mostly inland floodingLongwood: Low, mostly inland floodingHixon: Low, mostly inland floodingGreen Grove: Low, mostly inland floodingCurtiss: Low, mostly inland floodingHolway: Low, mostly inland floodingMayville: Very low, mostly inland floodingWithee: Low, mostly inland floodingReseburg: Low, mostly inland floodingWarner: Low, mostly inland floodingMaplehurst: Low, mostly inland floodingWithee: Low, mostly inland floodingColby: Low, mostly inland floodingBeaver: Low, mostly inland floodingOwen: Low, mostly inland flooding OwenHoardLongwoodHixonGreen Grove
Very lowLowModerateHighVery high
Owenmostly inland floodingLow
Hoardmostly inland floodingLow
Longwoodmostly inland floodingLow
Hixonmostly inland floodingLow
Green Grovemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Owen is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Owen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Owen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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