Osceola, WI housing market
Home prices around Osceola have risen about 53% over the past 5 years. Builders were permitted 10 new homes in 2025.
Home values, sales, trends and how Osceola compares with the towns next door — updated as new data is published.
Home prices up 53% in 5 years
The federal house price index for the ZIP code around Osceola rose 53% over the past 5 years, slower than across Wisconsin (57%). Prices were about flat last year. Carrying the Census median home value forward with that index puts the typical Osceola home at roughly $387,000 today.
Show as a table
| Year | Change that year | Since 2000 | Wisconsin since 2000 |
|---|---|---|---|
| 2025 | +0.2% | +132% | +143% |
| 2024 | +6.4% | +132% | +131% |
| 2023 | +10% | +118% | +116% |
| 2022 | +15% | +98% | +95% |
| 2021 | +13% | +71% | +70% |
| 2020 | +1.9% | +52% | +54% |
| 2019 | +7.6% | +49% | +50% |
| 2018 | +3.7% | +38% | +43% |
| 2017 | +11% | +33% | +36% |
| 2016 | +2.9% | +20% | +29% |
| 2015 | +6.6% | +17% | +24% |
| 2014 | +6.4% | +9.6% | +21% |
| 2013 | +3.8% | +3% | +19% |
| 2012 | −1.9% | −0.7% | +19% |
| 2011 | −9.7% | +1.2% | +21% |
| 2010 | −12% | +12% | +25% |
| 2009 | −4% | +28% | +31% |
| 2008 | −4.3% | +33% | +36% |
| 2007 | +0.3% | +39% | +38% |
| 2006 | +1.9% | +38% | +36% |
| 2005 | +9.1% | +36% | +32% |
| 2004 | +8.7% | +24% | +21% |
| 2003 | +4.7% | +15% | +13% |
| 2002 | +4.3% | +9.4% | +9.3% |
| 2001 | +4.9% | +4.9% | +5.2% |
| 2000 | — | — | — |
How Osceola ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 54020, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
10 new homes permitted in 2025
Builders were permitted 10 new homes in Osceola in 2025, all single-family houses, worth about $2.3 million to build. That's 3.5 per 1,000 residents, about the pace of Wisconsin as a whole. Over the past 10 years, Osceola has permitted 181 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Osceola gained 197 residents while 84 new homes were permitted: about 2.3 new residents per new home. Building and growth moved roughly in step. Across Wisconsin: 1.3 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 3 | 3 | 0 | $595,000 |
| 2025 | 10 | 10 | 0 | $2.3 million |
| 2024 | 16 | 8 | 8 | $3.1 million |
| 2023 | 18 | 18 | 0 | $3.5 million |
| 2022 | 15 | 11 | 4 | $3.2 million |
| 2021 | 29 | 23 | 6 | $5.5 million |
| 2020 | 19 | 19 | 0 | $3.6 million |
| 2019 | 25 | 19 | 6 | $3.9 million |
| 2018 | 30 | 22 | 8 | $5.1 million |
| 2017 | 10 | 10 | 0 | $1.9 million |
| 2016 | 9 | 9 | 0 | $1.7 million |
| 2015 | 7 | 7 | 0 | $1.7 million |
| 2014 | 2 | 2 | 0 | $436,000 |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $128,000 |
| 2009 | 4 | 0 | 4 | $434,000 |
| 2008 | 4 | 0 | 4 | $403,000 |
| 2007 | 12 | 0 | 12 | $1.2 million |
| 2006 | 36 | 8 | 28 | $4.9 million |
| 2005 | 26 | 16 | 10 | $3.7 million |
| 2004 | 20 | 12 | 8 | $2.6 million |
| 2003 | 35 | 13 | 22 | $3.7 million |
| 2002 | 32 | 10 | 22 | $3.4 million |
| 2001 | 30 | 30 | 0 | $3.2 million |
| 2000 | 33 | 7 | 26 | $2.2 million |
How Osceola ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Osceola and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Osceola | — | +0.2%† | $1,520 | 10 | $53,361 |
| Osceola | $365K | +2.8% | $1,380 | — | $92,250 |
| Farmington | — | +0.4%† | $1,520 | 20 | $115,172 |
| Franconia | — | +6.1%† | $1,520 | — | $116,875 |
† FHFA price index change, where Zillow has no home value for the town.
4.3 years of income
The typical Osceola home costs about 4.3 years of the town's median household income, about the same as across Wisconsin (4.4).
How Osceola ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,520
HUD's Fair Market Rent for a two-bedroom in Osceola is $1,520 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Osceola pay a median of $946, so moving in tends to cost more than staying put. A two-bedroom takes about 34% of the town's median household income, above the 30% guideline for affordable housing.
Studio $1,100 · 4 bedrooms $2,270
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (54020; Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Osceola
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.