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Natural hazards · Oregon

Oregon, WI natural hazards

Most of the natural-hazard damage FEMA expects in Oregon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 21 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oregon?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oregon to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves27%Tornadoes13%Hail7%Heat waves5%Everything else4%
By hazard

What Oregon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

13% of expected damage
Above average · higher than 68% of U.S. places

Hail

7% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Heat waves

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oregon flood?

Every paid claim on a federal flood insurance policy in Oregon, from FEMA’s records.

21paid claims since 1978
$219Kpaid to owners
0homes flooded more than once
19782026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Oregon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dane County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Oregon

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oregon itself: aid to households, or repair grants to the Village of Oregon.

Brought FEMA money into OregonDeclared for Dane County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

1 household applied for aid $500 aid approved
2011

Severe Winter Storm and Snowstorm

$10K to the Village of Oregon for repairs
2008

Severe Storms, Tornadoes, and Flooding

33 households applied for aid $43K aid approved
2008

Record Snow and Near Record Snow

$10K to the Village of Oregon for repairs
2007

Severe Storms and Flooding

63 households applied for aid $73K aid approved
2000

Snow

$4K to the Village of Oregon for repairs
2000

Severe Storms, Tornadoes, and Flooding

$1K to the Village of Oregon for repairs
Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Oregon

Oregon and the towns around it

Oregon: Very low, mostly inland floodingRutland: Very low, mostly inland floodingBrooklyn: Low, mostly inland floodingBrooklyn: Low, mostly inland floodingMontrose: Very low, mostly inland floodingStoughton: Low, mostly inland floodingDunn: Low, mostly inland floodingUnion: Very low, mostly inland floodingOregon: Very low, mostly inland flooding OregonOregonRutland
Very lowLowModerateHighVery high
Oregonmostly inland floodingVery low
Oregonmostly inland floodingVery low
Rutlandmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oregon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Oregon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Oregon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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