Natural hazards · Omro

Omro, WI natural hazards

Most of the natural-hazard damage FEMA expects in Omro comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Omro?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Omro to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves16%Tornadoes13%Hail5%Strong wind5%Everything else3%

By hazard

What Omro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Cold waves

16% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 26 years in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Omro flood?

Every paid claim on a federal flood insurance policy in Omro, from FEMA’s records.

8paid claims since 1979

$37Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Omro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winnebago County.

Disasters that hit Omro

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Omro itself: aid to households, or repair grants to the City of Omro.

Brought FEMA money into OmroDeclared for Winnebago County only

2026

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $5K aid approved

2008

Severe Storms, Tornadoes, and Flooding

27 households applied for aid $19K aid approved

2004

Severe Storms and Flooding

78 households applied for aid $63K aid approved $35K to the City of Omro for repairs

2001

Flooding, Severe Storms and Tornadoes

$35K to the City of Omro for repairs

Winnebago County has had 9 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Omro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Omro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Omro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.