Natural hazards · Oconto Falls

Oconto Falls, WI natural hazards

Most of the natural-hazard damage FEMA expects in Oconto Falls comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oconto Falls?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oconto Falls to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves32%Tornadoes10%Lightning6%Everything else8%

By hazard

What Oconto Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Cold waves

32% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 64% of U.S. places

Lightning

6% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oconto Falls flood?

Every paid claim on a federal flood insurance policy in Oconto Falls, from FEMA’s records.

1paid claims since 1978

$372paid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oconto Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oconto County.

Disasters that hit Oconto Falls

Federal disasters declared here

None of the disasters declared for Oconto County shows FEMA aid or repair money reaching Oconto Falls itself in FEMA’s records.

Brought FEMA money into Oconto FallsDeclared for Oconto County only

Oconto County has had 4 natural disasters declared since 1953, most often floods and hurricanes.

Around Oconto Falls

Oconto Falls and the towns around it

Very lowLowModerateHighVery high

Stilesmostly inland floodingLow

Oconto Fallsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oconto Falls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oconto Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Oconto Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.