Natural hazards · Oakland

Oakland, WI natural hazards

Most of the natural-hazard damage FEMA expects in Oakland comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakland to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves28%Everything else19%

By hazard

What Oakland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 4 years in the area

Cold waves

28% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakland flood?

FEMA's records show no paid flood insurance claims in Oakland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burnett County.

Disasters that hit Oakland

Federal disasters declared here

None of the disasters declared for Burnett County shows FEMA aid or repair money reaching Oakland itself in FEMA’s records.

Brought FEMA money into OaklandDeclared for Burnett County only

Burnett County has had 8 natural disasters declared since 1953, most often severe storms and floods.

Around Oakland

Oakland and the towns around it

Very lowLowModerateHighVery high

Meenonmostly inland floodingHigh

Unionmostly inland floodingHigh

Sand Lakemostly inland floodingLow

Oaklandmostly inland floodingLow

Jacksonmostly inland floodingLow

Swissmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oakland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oakland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.