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Natural hazards · North Lancaster

North Lancaster, WI natural hazards

Most of the natural-hazard damage FEMA expects in North Lancaster comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Lancaster?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Lancaster to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves11%Tornadoes10%Hail8%Strong wind5%Everything else8%
By hazard

What North Lancaster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 6 years in the area

Hail

8% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Lancaster flood?

FEMA's records show no paid flood insurance claims in North Lancaster.

of homes in flood zones
are insured
of all homes
are insured
No community discount. North Lancaster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.
Disasters that hit North Lancaster

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Lancaster itself: aid to households, or repair grants to the Town of North Lancaster.

Brought FEMA money into North LancasterDeclared for Grant County only
2011

Severe Winter Storm and Snowstorm

$2K to the Town of North Lancaster for repairs
2008

Severe Storms, Tornadoes, and Flooding

$43K to the Town of North Lancaster for repairs
2004

Severe Storms and Flooding

$17K to the Town of North Lancaster for repairs
2000

Severe Storms, Tornadoes, and Flooding

$38K to the Town of North Lancaster for repairs
Grant County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around North Lancaster

North Lancaster and the towns around it

Lancaster: Very low, mostly inland floodingLittle Grant: High, mostly inland floodingMount Ida: Very low, mostly inland floodingLiberty: Low, mostly inland floodingSouth Lancaster: Low, mostly inland floodingBloomington: High, mostly inland floodingPatch Grove: High, mostly inland floodingMount Hope: High, mostly inland floodingBeetown: High, mostly inland floodingFennimore: Very low, mostly inland floodingMarion: Very low, mostly inland floodingClifton: Low, mostly inland floodingEllenboro: Low, mostly inland floodingPotosi: Low, mostly inland floodingNorth Lancaster: High, mostly inland flooding North LancasterLancasterLittle GrantMount IdaLibertySouth Lancaster
Very lowLowModerateHighVery high
North Lancastermostly inland floodingHigh
Little Grantmostly inland floodingHigh
Libertymostly inland floodingLow
South Lancastermostly inland floodingLow
Mount Idamostly inland floodingVery low
Lancastermostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Lancaster is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to North Lancaster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Lancaster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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