Natural hazards · North Bend

North Bend, WI natural hazards

Most of the natural-hazard damage FEMA expects in North Bend comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Bend?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Bend to be higher than in 64% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves22%Tornadoes7%Strong wind6%Everything else10%

By hazard

What North Bend faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 13 years in the area

Strong wind

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Bend flood?

FEMA's records show no paid flood insurance claims in North Bend.

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Bend isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit North Bend

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Bend itself: aid to households, or repair grants to the Town of North Bend.

Brought FEMA money into North BendDeclared for Jackson County only

2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$57K to the Town of North Bend for repairs

2016

Severe Storms, Flooding, and Mudslides

$22K to the Town of North Bend for repairs

2010

Severe Storms and Flooding

$19K to the Town of North Bend for repairs

2004

Severe Storms and Flooding

$8K to the Town of North Bend for repairs

2000

Severe Storms, Tornadoes, and Flooding

$30K to the Town of North Bend for repairs

Jackson County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around North Bend

North Bend and the towns around it

Very lowLowModerateHighVery high

North Bendmostly inland floodingHigh

Melrosemostly inland floodingHigh

Franklinmostly inland floodingHigh

Ettrickmostly inland floodingModerate

Farmingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Bend is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Bend’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Bend. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.