Natural hazards · Mount Pleasant

Mount Pleasant, WI natural hazards

Most of the natural-hazard damage FEMA expects in Mount Pleasant comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2020. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Pleasant?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Pleasant to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves25%Tornadoes17%Everything else13%

By hazard

What Mount Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 2 times a year in the area

Cold waves

25% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 64% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Pleasant flood?

Every paid claim on a federal flood insurance policy in Mount Pleasant, from FEMA’s records.

2paid claims since 2020

$12Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Racine County.

Disasters that hit Mount Pleasant

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Pleasant itself: aid to households, or repair grants to the Village of Mount Pleasant.

Brought FEMA money into Mount PleasantDeclared for Racine County only

2026

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $6K aid approved

2011

Severe Winter Storm and Snowstorm

$53K to the Village of Mount Pleasant for repairs

2008

Record Snow and Near Record Snow

$39K to the Village of Mount Pleasant for repairs

2000

Snow

$21K to the Village of Mount Pleasant for repairs

Racine County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Mount Pleasant

Mount Pleasant and the towns around it

Very lowLowModerateHighVery high

Elmwood Parkmostly inland floodingLow

Racinemostly inland floodingVery low

Mount Pleasantmostly inland floodingVery low

Caledoniamostly inland floodingVery low

Somersmostly inland floodingVery low

Yorkvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Pleasant covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Mount Pleasant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Mount Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Pleasant total about $11.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.