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Natural hazards · Mount Horeb

Mount Horeb, WI natural hazards

Most of the natural-hazard damage FEMA expects in Mount Horeb comes from inland flooding, and overall the risk is very low for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Horeb?

6
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Horeb to be higher than in 6% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves30%Tornadoes14%Hail8%Heat waves5%Everything else5%
By hazard

What Mount Horeb faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about 2 times a year in the area

Cold waves

30% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

14% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 73 years in the area

Hail

8% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Heat waves

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Horeb flood?

FEMA's records show no paid flood insurance claims in Mount Horeb.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Horeb isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dane County.
Disasters that hit Mount Horeb

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Horeb itself: aid to households, or repair grants to the Village of Mount Horeb.

Brought FEMA money into Mount HorebDeclared for Dane County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

30 households applied for aid $48K aid approved
2011

Severe Winter Storm and Snowstorm

$26K to the Village of Mount Horeb for repairs
2008

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $3K aid approved
2008

Record Snow and Near Record Snow

$15K to the Village of Mount Horeb for repairs
2007

Severe Storms and Flooding

8 households applied for aid $2K aid approved
2004

Severe Storms and Flooding

4 households applied for aid $5K aid approved
2000

Snow

$12K to the Village of Mount Horeb for repairs
2000

Severe Storms, Tornadoes, and Flooding

$8K to the Village of Mount Horeb for repairs
Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Mount Horeb

Mount Horeb and the towns around it

Blue Mounds: Very low, mostly inland floodingSpringdale: Low, mostly inland floodingPerry: Very low, mostly inland floodingVermont: Low, mostly inland floodingBrigham: Low, mostly inland floodingVerona: Very low, mostly inland floodingPrimrose: Very low, mostly inland floodingCross Plains: Low, mostly inland floodingMount Horeb: Very low, mostly inland flooding Mount HorebBlue MoundsSpringdale
Very lowLowModerateHighVery high
Springdalemostly inland floodingLow
Mount Horebmostly inland floodingVery low
Blue Moundsmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Horeb is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mount Horeb’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Mount Horeb. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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