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Natural hazards · Monticello

Monticello, WI natural hazards

Most of the natural-hazard damage FEMA expects in Monticello comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1990. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Monticello?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monticello to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves27%Tornadoes14%Hail8%Everything else9%
By hazard

What Monticello faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Hail

8% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Monticello flood?

Every paid claim on a federal flood insurance policy in Monticello, from FEMA’s records.

11paid claims since 1990
$51Kpaid to owners
1homes flooded more than once
19902026

Biggest named events

  • Storm: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Monticello isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Green County.
Disasters that hit Monticello

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monticello itself: aid to households, or repair grants to the Village of Monticello.

Brought FEMA money into MonticelloDeclared for Green County only
2011

Severe Winter Storm and Snowstorm

$3K to the Village of Monticello for repairs
2008

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $7K aid approved
2008

Record Snow and Near Record Snow

$2K to the Village of Monticello for repairs
2007

Severe Storms and Flooding

10 households applied for aid $16K aid approved
2004

Severe Storms and Flooding

1 household applied for aid $1K aid approved
2000

Snow

$1K to the Village of Monticello for repairs
2000

Severe Storms, Tornadoes, and Flooding

$7K to the Village of Monticello for repairs
Green County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.
Around Monticello

Monticello and the towns around it

Mount Pleasant: Low, mostly inland floodingWashington: Moderate, mostly inland floodingSylvester: Low, mostly inland floodingExeter: Low, mostly inland floodingAlbany: Low, mostly inland floodingAdams: Moderate, mostly inland floodingMonroe: Very low, mostly cold wavesNew Glarus: Moderate, mostly inland floodingMonticello: Low, mostly inland flooding MonticelloMount PleasantWashington
Very lowLowModerateHighVery high
Washingtonmostly inland floodingModerate
Monticellomostly inland floodingLow
Mount Pleasantmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monticello is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Monticello’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Monticello. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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