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Natural hazards · Monroe

Monroe, WI natural hazards

Most of the natural-hazard damage FEMA expects in Monroe comes from cold waves, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Monroe?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monroe to be higher than in 10% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves34%Inland flooding27%Tornadoes18%Hail10%Strong wind5%Everything else6%
By hazard

What Monroe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

34% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 6 times a year in the area

Inland flooding

27% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 82% of U.S. places

Hail

10% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Monroe flood?

FEMA's records show no paid flood insurance claims in Monroe.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Monroe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Green County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Monroe

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monroe itself: aid to households, or repair grants to the City of Monroe.

Brought FEMA money into MonroeDeclared for Green County only
2011

Severe Winter Storm and Snowstorm

$29K to the City of Monroe for repairs
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $21K aid approved $18K to the City of Monroe for repairs
2007

Severe Storms and Flooding

21 households applied for aid $38K aid approved
2004

Severe Storms and Flooding

3 households applied for aid
2000

Snow

$19K to the City of Monroe for repairs
2000

Severe Storms, Tornadoes, and Flooding

$10K to the City of Monroe for repairs
Green County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.
Around Monroe

Monroe and the towns around it

Monroe: Very low, mostly cold wavesClarno: Very low, mostly cold wavesSylvester: Low, mostly inland floodingJordan: Low, mostly inland floodingWashington: Moderate, mostly inland floodingOneco: Low, mostly inland floodingCadiz: Low, mostly inland floodingJefferson: Low, mostly inland floodingDecatur: Low, mostly inland floodingMount Pleasant: Low, mostly inland floodingMonroe: Very low, mostly cold waves MonroeMonroeClarnoSylvester
Very lowLowModerateHighVery high
Sylvestermostly inland floodingLow
Monroemostly cold wavesVery low
Monroemostly cold wavesVery low
Clarnomostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monroe is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Monroe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Monroe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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