Natural hazards · Minocqua

Minocqua, WI natural hazards

Most of the natural-hazard damage FEMA expects in Minocqua comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minocqua?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minocqua to be higher than in 6% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves56%Inland flooding32%Everything else12%

By hazard

What Minocqua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

56% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

32% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minocqua flood?

FEMA's records show no paid flood insurance claims in Minocqua.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Minocqua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oneida County.

Disasters that hit Minocqua

Federal disasters declared here

None of the disasters declared for Oneida County shows FEMA aid or repair money reaching Minocqua itself in FEMA’s records.

Brought FEMA money into MinocquaDeclared for Oneida County only

Oneida County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Minocqua

Minocqua and the towns around it

Very lowLowModerateHighVery high

Fifieldmostly inland floodingLow

Little Ricemostly inland floodingLow

Lynnemostly inland floodingLow

Hazelhurstmostly cold wavesVery low

Emerymostly cold wavesVery low

Lac du Flambeaumostly cold wavesVery low

Minocquamostly cold wavesVery low

Woodruffmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minocqua covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Minocqua’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Minocqua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minocqua total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.