Natural hazards · Mineral Point

Mineral Point, WI natural hazards

Most of the natural-hazard damage FEMA expects in Mineral Point comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2009. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mineral Point?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mineral Point to be higher than in 15% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves22%Tornadoes18%Hail13%Strong wind6%Everything else7%

By hazard

What Mineral Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 26 years in the area

Hail

13% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mineral Point flood?

Every paid claim on a federal flood insurance policy in Mineral Point, from FEMA’s records.

2paid claims since 2009

$41Kpaid to owners

1homes flooded more than once

20092026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mineral Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iowa County.

Disasters that hit Mineral Point

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mineral Point itself: aid to households, or repair grants to the City of Mineral Point.

Brought FEMA money into Mineral PointDeclared for Iowa County only

2013

Severe Storms, Flooding, and Mudslides

$6K to the City of Mineral Point for repairs

2011

Severe Winter Storm and Snowstorm

$7K to the City of Mineral Point for repairs

2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $13K aid approved

2007

Severe Storms and Flooding

4 households applied for aid $1K aid approved

Iowa County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mineral Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mineral Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mineral Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.