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Natural hazards · Milton

Milton, WI natural hazards

Most of the natural-hazard damage FEMA expects in Milton comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Milton?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milton to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes18%Cold waves17%Hail5%Everything else8%
By hazard

What Milton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 62 years in the area

Cold waves

17% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 5 times a year in the area

Hail

5% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Milton flood?

FEMA's records show no paid flood insurance claims in Milton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Milton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rock County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Milton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milton itself: aid to households, or repair grants to the City of Milton.

Brought FEMA money into MiltonDeclared for Rock County only
2026

Severe Storms, Tornadoes, and Flooding

55 households applied for aid $219K aid approved
2008

Severe Storms, Tornadoes, and Flooding

99 households applied for aid $205K aid approved $26K to the City of Milton for repairs
2008

Record Snow and Near Record Snow

$10K to the City of Milton for repairs
2007

Severe Storms and Flooding

5 households applied for aid $3K aid approved
2004

Severe Storms and Flooding

2 households applied for aid $147 aid approved
2000

Snow

$6K to the City of Milton for repairs
Rock County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Milton

Milton and the towns around it

Milton: Moderate, mostly inland floodingFulton: High, mostly inland floodingLima: Moderate, mostly inland floodingKoshkonong: Moderate, mostly inland floodingHarmony: Moderate, mostly inland floodingMilton: Moderate, mostly inland flooding MiltonMilton
Very lowLowModerateHighVery high
Miltonmostly inland floodingModerate
Miltonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Milton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Milton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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