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Natural hazards · Millston

Millston, WI natural hazards

Most of the natural-hazard damage FEMA expects in Millston comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Millston?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millston to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves27%Tornadoes10%Strong wind7%Everything else10%
By hazard

What Millston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 5 years in the area

Strong wind

7% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Millston flood?

Every paid claim on a federal flood insurance policy in Millston, from FEMA’s records.

5paid claims since 1993
$154Kpaid to owners
0homes flooded more than once
19932026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Millston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jackson County.
Disasters that hit Millston

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millston itself: aid to households, or repair grants to the Town of Millston.

Brought FEMA money into MillstonDeclared for Jackson County only
2010

Severe Storms and Flooding

$4K to the Town of Millston for repairs
2004

Severe Storms and Flooding

$834 to the Town of Millston for repairs
Jackson County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Millston

Millston and the towns around it

Brockway: Moderate, mostly inland floodingManchester: Moderate, mostly inland floodingKnapp: Moderate, mostly inland floodingGrant: Moderate, mostly inland floodingKomensky: Moderate, mostly inland floodingAlbion: High, mostly inland floodingBlack River Falls: Low, mostly inland floodingAdams: Moderate, mostly inland floodingIrving: High, mostly inland floodingNew Lyme: Moderate, mostly inland floodingCity Point: Moderate, mostly inland floodingBear Bluff: Moderate, mostly inland floodingLincoln: Moderate, mostly inland floodingGreenfield: Moderate, mostly inland floodingLevis: Moderate, mostly inland floodingDewhurst: Moderate, mostly inland floodingMillston: Moderate, mostly inland flooding MillstonBrockwayManchesterKnappGrantKomensky
Very lowLowModerateHighVery high
Grantmostly inland floodingModerate
Millstonmostly inland floodingModerate
Brockwaymostly inland floodingModerate
Manchestermostly inland floodingModerate
Knappmostly inland floodingModerate
Komenskymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millston covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Millston’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Millston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millston total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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