Natural hazards · Merrillan

Merrillan, WI natural hazards

Most of the natural-hazard damage FEMA expects in Merrillan comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1993. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Merrillan?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Merrillan to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves25%Tornadoes9%Strong wind6%Everything else9%

By hazard

What Merrillan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Cold waves

25% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 25 years in the area

Strong wind

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Merrillan flood?

Every paid claim on a federal flood insurance policy in Merrillan, from FEMA’s records.

2paid claims since 1993

$33Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Merrillan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Merrillan

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Merrillan itself: aid to households, or repair grants to the Village of Merrillan.

Brought FEMA money into MerrillanDeclared for Jackson County only

2026

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $13K aid approved

2010

Severe Storms and Flooding

$7K to the Village of Merrillan for repairs

2004

Severe Storms and Flooding

1 household applied for aid $3K aid approved

Jackson County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Merrillan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Merrillan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Merrillan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Merrillan, WI natural hazards

How exposed is Merrillan?

What Merrillan faces

Inland flooding

Cold waves

Tornadoes

Strong wind

Lower here

Not a risk here

Does Merrillan flood?

3 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

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