Natural hazards · Marshfield

Marshfield, WI natural hazards

Most of the natural-hazard damage FEMA expects in Marshfield comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2021. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marshfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marshfield to be higher than in 12% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding34%Tornadoes14%Hail7%Everything else5%

By hazard

What Marshfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 8 times a year in the area

Inland flooding

34% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 75% of U.S. places

Hail

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marshfield flood?

Every paid claim on a federal flood insurance policy in Marshfield, from FEMA’s records.

2paid claims since 2021

$5Kpaid to owners

1homes flooded more than once

20212026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marshfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Marshfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marshfield itself: aid to households, or repair grants to the City of Marshfield.

Brought FEMA money into MarshfieldDeclared for Wood County only

2004

Severe Storms and Flooding

3 households applied for aid $143 aid approved

2002

Severe Storms and Flooding

$3K to the City of Marshfield for repairs

2001

Flooding, Severe Storms and Tornadoes

$21K to the City of Marshfield for repairs

Wood County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Marshfield

Marshfield and the towns around it

Very lowLowModerateHighVery high

Cameronmostly inland floodingLow

Lincolnmostly inland floodingLow

McMillanmostly inland floodingLow

Marshfieldmostly inland floodingLow

Spencermostly inland floodingLow

Marshfieldmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marshfield covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Marshfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marshfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marshfield total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.