Natural hazards · Maple Plain

Maple Plain, WI natural hazards

Most of the natural-hazard damage FEMA expects in Maple Plain comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2001. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maple Plain?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maple Plain to be higher than in 9% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves45%Inland flooding25%Tornadoes12%Hail5%Heat waves5%Everything else7%

By hazard

What Maple Plain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

45% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

25% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 38 years in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maple Plain flood?

Every paid claim on a federal flood insurance policy in Maple Plain, from FEMA’s records.

3paid claims since 2001

$82Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

Severe flooding: 1 claim, $62K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maple Plain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barron County.

Disasters that hit Maple Plain

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maple Plain itself: aid to households, or repair grants to the Town of Maple Plain.

Brought FEMA money into Maple PlainDeclared for Barron County only

2001

Flooding, Severe Storms and Tornadoes

$20K to the Town of Maple Plain for repairs

2000

Severe Storms, Tornadoes, and Flooding

$83K to the Town of Maple Plain for repairs

Barron County has had 8 natural disasters declared since 1953, most often floods and tornadoes.

Around Maple Plain

Maple Plain and the towns around it

Very lowLowModerateHighVery high

Rooseveltmostly inland floodingLow

McKinleymostly inland floodingLow

Lakelandmostly cold wavesVery low

Maple Plainmostly cold wavesVery low

Cumberlandmostly cold wavesVery low

Crystal Lakemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maple Plain covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Maple Plain’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Maple Plain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maple Plain total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.