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Natural hazards · Maple Bluff

Maple Bluff, WI natural hazards

Most of the natural-hazard damage FEMA expects in Maple Bluff comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2013. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Maple Bluff?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maple Bluff to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves15%Tornadoes10%Hail5%Everything else5%
By hazard

What Maple Bluff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 70% of U.S. places

Hail

5% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Maple Bluff flood?

Every paid claim on a federal flood insurance policy in Maple Bluff, from FEMA’s records.

1paid claims since 2013
$61Kpaid to owners
0homes flooded more than once
20132026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Maple Bluff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dane County.
Disasters that hit Maple Bluff

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maple Bluff itself: aid to households, or repair grants to the Village of Maple Bluff.

Brought FEMA money into Maple BluffDeclared for Dane County only
2008

Severe Storms, Tornadoes, and Flooding

$5K to the Village of Maple Bluff for repairs
2008

Record Snow and Near Record Snow

$3K to the Village of Maple Bluff for repairs
2000

Snow

$3K to the Village of Maple Bluff for repairs
2000

Severe Storms, Tornadoes, and Flooding

$18K to the Village of Maple Bluff for repairs
Dane County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maple Bluff covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Maple Bluff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Maple Bluff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maple Bluff total about $719K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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