Natural hazards · Lucas

Lucas, WI natural hazards

Most of the natural-hazard damage FEMA expects in Lucas comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lucas?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lucas to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves22%Tornadoes15%Strong wind9%Hail6%Everything else7%

By hazard

What Lucas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 2 years in the area

Cold waves

22% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 10 years in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lucas flood?

FEMA's records show no paid flood insurance claims in Lucas.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lucas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dunn County.

Disasters that hit Lucas

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lucas itself: aid to households, or repair grants to the Town of Lucas.

Brought FEMA money into LucasDeclared for Dunn County only

2001

Flooding, Severe Storms and Tornadoes

$990 to the Town of Lucas for repairs

Dunn County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Lucas

Lucas and the towns around it

Very lowLowModerateHighVery high

Stantonmostly inland floodingModerate

Knappmostly inland floodingModerate

Lucasmostly inland floodingModerate

Westonmostly inland floodingModerate

Cadymostly inland floodingLow

Menomoniemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lucas is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lucas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lucas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.