Natural hazards · Long Lake

Long Lake, WI natural hazards

Most of the natural-hazard damage FEMA expects in Long Lake comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Lake to be higher than in 24% of U.S. communities, mostly from cold waves.

Cold waves89%Inland flooding9%Everything else2%

By hazard

What Long Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

89% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 8 times a year in the area

Inland flooding

9% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Lake flood?

FEMA's records show no paid flood insurance claims in Long Lake.

of all homes
are insured

No community discount. Long Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Florence County.

Disasters that hit Long Lake

Federal disasters declared here

None of the disasters declared for Florence County shows FEMA aid or repair money reaching Long Lake itself in FEMA’s records.

Brought FEMA money into Long LakeDeclared for Florence County only

Florence County has had 4 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Long Lake

Long Lake and the towns around it

Very lowLowModerateHighVery high

Long Lakemostly cold wavesLow

Fencemostly cold wavesLow

Popple Rivermostly cold wavesVery low

Florencemostly cold wavesVery low

Tiplermostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Long Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Long Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.