Natural hazards · Little Falls

Little Falls, WI natural hazards

Most of the natural-hazard damage FEMA expects in Little Falls comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Little Falls?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Little Falls to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves31%Tornadoes8%Hail6%Everything else9%

By hazard

What Little Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Cold waves

31% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 10 years in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Little Falls flood?

FEMA's records show no paid flood insurance claims in Little Falls.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Little Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Little Falls

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Little Falls itself: aid to households, or repair grants to the Town of Little Falls.

Brought FEMA money into Little FallsDeclared for Monroe County only

2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$4K to the Town of Little Falls for repairs

2004

Severe Storms and Flooding

$5K to the Town of Little Falls for repairs

2000

Severe Storms, Tornadoes, and Flooding

$27K to the Town of Little Falls for repairs

Monroe County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Little Falls

Little Falls and the towns around it

Very lowLowModerateHighVery high

Melrosemostly inland floodingHigh

Irvingmostly inland floodingHigh

Burnsmostly inland floodingHigh

Little Fallsmostly inland floodingModerate

New Lymemostly inland floodingModerate

Spartamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Little Falls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Little Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Little Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.