Natural hazards · Lincoln

Lincoln, WI natural hazards

Most of the natural-hazard damage FEMA expects in Lincoln comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lincoln?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lincoln to be higher than in 5% of U.S. communities, mostly from cold waves.

Cold waves81%Inland flooding13%Everything else6%

By hazard

What Lincoln faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

81% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

13% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lincoln flood?

FEMA's records show no paid flood insurance claims in Lincoln.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lincoln isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Forest County.

Disasters that hit Lincoln

Federal disasters declared here

None of the disasters declared for Forest County shows FEMA aid or repair money reaching Lincoln itself in FEMA’s records.

Brought FEMA money into LincolnDeclared for Forest County only

Forest County has had 5 natural disasters declared since 1953, most often severe storms and floods.

Around Lincoln

Lincoln and the towns around it

Very lowLowModerateHighVery high

Argonnemostly cold wavesVery low

Nashvillemostly cold wavesVery low

Crandonmostly cold wavesVery low

Lincolnmostly cold wavesVery low

Laonamostly cold wavesVery low

Crandonmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lincoln is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lincoln’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lincoln. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.