Natural hazards · Lima

Lima, WI natural hazards

Most of the natural-hazard damage FEMA expects in Lima comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lima?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lima to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding61%Cold waves15%Tornadoes13%Hail6%Everything else5%

By hazard

What Lima faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 65 years in the area

Hail

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lima flood?

FEMA's records show no paid flood insurance claims in Lima.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lima isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sheboygan County.

Disasters that hit Lima

Federal disasters declared here

None of the disasters declared for Sheboygan County shows FEMA aid or repair money reaching Lima itself in FEMA’s records.

Brought FEMA money into LimaDeclared for Sheboygan County only

Sheboygan County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Lima

Lima and the towns around it

Very lowLowModerateHighVery high

Limamostly inland floodingLow

Sheboygan Fallsmostly inland floodingLow

Lyndonmostly inland floodingLow

Hollandmostly inland floodingVery low

Wilsonmostly inland floodingVery low

Oostburgmostly inland floodingVery low

Sheboygan Fallsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lima covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lima’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lima. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lima total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.