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Natural hazards in Lewis · FEMA

Lewis is calmer than 77% of U.S. communities

Most of the natural-hazard damage FEMA expects in Lewis comes from inland flooding, and overall the risk is low for a U.S. community.

23Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 23% of U.S. places
Main hazard
Inland flooding
35% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 8 declared for Polk County

What stands out about Lewis’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Lewis?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Where Lewis sits
Lewis
Very lowLowModerateHighVery high

Calmer than 1,181 of the 1,849 Wisconsin towns we cover.

Lewis is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding35%Cold waves34%Tornadoes13%Strong wind7%Hail6%Everything else6%
By hazard

What Lewis faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

35%of expected damage
Below average · higher than 31% of U.S. places
Recorded about once every 3 years in the area

Cold waves

34%of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 9 times a year in the area

Tornadoes

13%of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 14 years in the area

Strong wind

7%of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 3 times a year in the area

Hail

6%of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area
Lower here
🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lewis flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Lewis. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Lewis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.
Storms remembered

Federal disasters declared here

None of the disasters declared for Polk County shows FEMA aid or repair money reaching Lewis itself in FEMA’s records.

Disasters declared, by decade
Paid out in LewisPolk County only

Polk County has had 8 natural disasters declared since 1953, most often floods and tornadoes.

Be ready

Get ready for what Lewis actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Lewis and its neighbors

Lewis ranks 2nd calmest of 5 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
SirenHighinland flooding0
LewisLowinland flooding0
Clam FallsLowinland flooding0
West SwedenLowinland flooding0
DanielsVery lowcold waves1

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in April–June

The month each of Polk County’s 8 declared disasters began, since 1953.

J
F
M
2A
1M
1J
1J
2A
1S
O
N
D
FloodsSevere stormsTornadoesHurricanesDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Lewis’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lewis.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Lewis.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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