Natural hazards · Lakewood

Lakewood, WI natural hazards

Most of the natural-hazard damage FEMA expects in Lakewood comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakewood?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakewood to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves22%Tornadoes7%Everything else10%

By hazard

What Lakewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 16 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakewood flood?

FEMA's records show no paid flood insurance claims in Lakewood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lakewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oconto County.

Disasters that hit Lakewood

Federal disasters declared here

None of the disasters declared for Oconto County shows FEMA aid or repair money reaching Lakewood itself in FEMA’s records.

Brought FEMA money into LakewoodDeclared for Oconto County only

Oconto County has had 4 natural disasters declared since 1953, most often floods and hurricanes.

Around Lakewood

Lakewood and the towns around it

Very lowLowModerateHighVery high

Stephensonmostly cold wavesModerate

Silver Cliffmostly cold wavesLow

Lakewoodmostly inland floodingLow

Riverviewmostly inland floodingLow

Townsendmostly inland floodingLow

Wabenomostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakewood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lakewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lakewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.