Natural hazards · Kohler

Kohler, WI natural hazards

Most of the natural-hazard damage FEMA expects in Kohler comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kohler?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kohler to be higher than in 10% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes17%Cold waves17%Hail7%Everything else6%

By hazard

What Kohler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 69% of U.S. places

Cold waves

17% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 6 times a year in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kohler flood?

FEMA's records show no paid flood insurance claims in Kohler.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kohler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sheboygan County.

Disasters that hit Kohler

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kohler itself: aid to households, or repair grants to the Village of Kohler.

Brought FEMA money into KohlerDeclared for Sheboygan County only

2008

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $2K aid approved $15K to the Village of Kohler for repairs

2000

Snow

$3K to the Village of Kohler for repairs

Sheboygan County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Kohler

Kohler and the towns around it

Very lowLowModerateHighVery high

Sheboygan Fallsmostly inland floodingLow

Kohlermostly inland floodingVery low

Wilsonmostly inland floodingVery low

Sheboyganmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kohler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kohler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Kohler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.