Natural hazards · Kiel

Kiel, WI natural hazards

Most of the natural-hazard damage FEMA expects in Kiel comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kiel?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kiel to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves20%Hail18%Tornadoes15%Heat waves6%Everything else6%

By hazard

What Kiel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Hail

18% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 71% of U.S. places

Heat waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kiel flood?

FEMA's records show no paid flood insurance claims in Kiel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kiel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Manitowoc County.

Disasters that hit Kiel

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kiel itself: aid to households, or repair grants to the City of Kiel.

Brought FEMA money into KielDeclared for Manitowoc County only

2008

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $30K aid approved

Manitowoc County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Kiel

Kiel and the towns around it

Very lowLowModerateHighVery high

Kielmostly inland floodingVery low

Schleswigmostly inland floodingVery low

New Holsteinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kiel covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kiel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kiel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kiel total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.