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Natural hazards · Kenosha

Kenosha, WI natural hazards

Most of the natural-hazard damage FEMA expects in Kenosha comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 17 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kenosha?

4
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kenosha to be higher than in 4% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves48%Inland flooding21%Tornadoes17%Everything else14%
By hazard

What Kenosha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

48% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 5 times a year in the area

Inland flooding

21% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

17% of expected damage
Above average · higher than 72% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kenosha flood?

Every paid claim on a federal flood insurance policy in Kenosha, from FEMA’s records.

17paid claims since 1978
$299Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Erin: 1 claim, $43K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Kenosha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kenosha County.
Disasters that hit Kenosha

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kenosha itself: aid to households, or repair grants to the City of Kenosha.

Brought FEMA money into KenoshaDeclared for Kenosha County only
2026

Severe Storms, Tornadoes, and Flooding

184 households applied for aid $232K aid approved
2020

Severe Winter Storm and Flooding

$24K to the City of Kenosha for repairs
2011

Severe Winter Storm and Snowstorm

$212K to the City of Kenosha for repairs
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $8K aid approved $1K to the City of Kenosha for repairs
2008

Record Snow and Near Record Snow

$218K to the City of Kenosha for repairs
2007

Severe Storms and Flooding

63 households applied for aid $83K aid approved
2004

Severe Storms and Flooding

73 households applied for aid $83K aid approved $64K to the City of Kenosha for repairs
2000

Snow

$91K to the City of Kenosha for repairs
2000

Severe Storms, Tornadoes, and Flooding

$39K to the City of Kenosha for repairs
Kenosha County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Kenosha

Kenosha and the towns around it

Pleasant Prairie: Very low, mostly cold wavesSomers: Very low, mostly inland floodingSomers: Very low, mostly inland floodingBristol: Very low, mostly cold wavesParis: Very low, mostly inland floodingWinthrop Harbor: Very low, mostly inland floodingBenton: Very low, mostly inland floodingMount Pleasant: Very low, mostly inland floodingSalem Lakes: Moderate, mostly inland floodingAntioch: High, mostly inland floodingNewport: Very low, mostly inland floodingYorkville: Very low, mostly inland floodingBrighton: Very low, mostly inland floodingKenosha: Very low, mostly cold waves KenoshaPleasant PrairieSomersSomersBristolParis
Very lowLowModerateHighVery high
Somersmostly inland floodingVery low
Pleasant Prairiemostly cold wavesVery low
Somersmostly inland floodingVery low
Kenoshamostly cold wavesVery low
Bristolmostly cold wavesVery low
Parismostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kenosha covers 25 census tracts, combined by population.
Money that reached townFlood claims are matched to Kenosha’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kenosha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kenosha total about $28.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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