Natural hazards · Iron Ridge

Iron Ridge, WI natural hazards

Most of the natural-hazard damage FEMA expects in Iron Ridge comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Iron Ridge?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Iron Ridge to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves16%Tornadoes16%Hail8%Everything else9%

By hazard

What Iron Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 17 years in the area

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Iron Ridge flood?

FEMA's records show no paid flood insurance claims in Iron Ridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Iron Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dodge County.

Disasters that hit Iron Ridge

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Iron Ridge itself: aid to households, or repair grants to the Village of Iron Ridge.

Brought FEMA money into Iron RidgeDeclared for Dodge County only

2011

Severe Winter Storm and Snowstorm

$2K to the Village of Iron Ridge for repairs

2008

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $10K aid approved $19K to the Village of Iron Ridge for repairs

2008

Record Snow and Near Record Snow

$2K to the Village of Iron Ridge for repairs

2004

Severe Storms and Flooding

5 households applied for aid $9K aid approved

Dodge County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Iron Ridge

Iron Ridge and the towns around it

Very lowLowModerateHighVery high

Iron Ridgemostly inland floodingLow

Hubbardmostly inland floodingLow

Hermanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Iron Ridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Iron Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Iron Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.