Natural hazards · Hurley

Hurley, WI natural hazards

Most of the natural-hazard damage FEMA expects in Hurley comes from cold waves, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hurley?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hurley to be higher than in 7% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves57%Inland flooding31%Everything else12%

By hazard

What Hurley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

57% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

31% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hurley flood?

FEMA's records show no paid flood insurance claims in Hurley.

of all homes
are insured

No community discount. Hurley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iron County.

Disasters that hit Hurley

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hurley itself: aid to households, or repair grants to the City of Hurley.

Brought FEMA money into HurleyDeclared for Iron County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$5K to the City of Hurley for repairs

2018

Severe Storms, Straight-Line Winds, and Flooding

$25K to the City of Hurley for repairs

1999

Wi-Flood-07/20/99

$3K to the City of Hurley for repairs

Iron County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Hurley

Hurley and the towns around it

Very lowLowModerateHighVery high

Omamostly inland floodingLow

Kimballmostly cold wavesVery low

Careymostly cold wavesVery low

Hurleymostly cold wavesVery low

Montrealmostly cold wavesVery low

Ironwoodmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hurley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hurley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hurley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hurley total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.