Natural hazards · Howards Grove

Howards Grove, WI natural hazards

Most of the natural-hazard damage FEMA expects in Howards Grove comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Howards Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Howards Grove to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding63%Cold waves14%Tornadoes13%Hail5%Everything else5%

By hazard

What Howards Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 69% of U.S. places

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Howards Grove flood?

FEMA's records show no paid flood insurance claims in Howards Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Howards Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sheboygan County.

Disasters that hit Howards Grove

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Howards Grove itself: aid to households, or repair grants to the Village of Howards Grove.

Brought FEMA money into Howards GroveDeclared for Sheboygan County only

2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved $33K to the Village of Howards Grove for repairs

2004

Severe Storms and Flooding

2 households applied for aid $2K aid approved

2000

Snow

$2K to the Village of Howards Grove for repairs

Sheboygan County has had 9 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Howards Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Howards Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Howards Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.