Natural hazards · Holland

Holland, WI natural hazards

Most of the natural-hazard damage FEMA expects in Holland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holland to be higher than in 21% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves26%Tornadoes12%Everything else10%

By hazard

What Holland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Cold waves

26% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holland flood?

Every paid claim on a federal flood insurance policy in Holland, from FEMA’s records.

2paid claims since 2008

$24Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brown County.

Disasters that hit Holland

Federal disasters declared here

None of the disasters declared for Brown County shows FEMA aid or repair money reaching Holland itself in FEMA’s records.

Brought FEMA money into HollandDeclared for Brown County only

Brown County has had 7 natural disasters declared since 1953, most often severe storms and floods.

Around Holland

Holland and the towns around it

Very lowLowModerateHighVery high

Wrightstownmostly inland floodingLow

Hollandmostly inland floodingLow

Morrisonmostly inland floodingLow

Maple Grovemostly inland floodingLow

Buchananmostly inland floodingVery low

Brillionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Holland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Holland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holland total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.