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Natural hazards · Hillsboro

Hillsboro, WI natural hazards

Most of the natural-hazard damage FEMA expects in Hillsboro comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 1990. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hillsboro?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hillsboro to be higher than in 52% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding37%Tornadoes7%Everything else15%
By hazard

What Hillsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 7 times a year in the area

Inland flooding

37% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 14 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hillsboro flood?

Every paid claim on a federal flood insurance policy in Hillsboro, from FEMA’s records.

16paid claims since 1990
$338Kpaid to owners
3homes flooded more than once
19902026

Biggest named events

  • Storm: 2 claims, $127K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hillsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vernon County.
Disasters that hit Hillsboro

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hillsboro itself: aid to households, or repair grants to the City of Hillsboro.

Brought FEMA money into HillsboroDeclared for Vernon County only
2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

31 households applied for aid $48K aid approved $49K to the City of Hillsboro for repairs
2016

Severe Storms, Flooding, and Mudslides

$7K to the City of Hillsboro for repairs
2008

Severe Storms, Tornadoes, and Flooding

68 households applied for aid $159K aid approved $36K to the City of Hillsboro for repairs
2007

Severe Storms and Flooding

48 households applied for aid $108K aid approved $3K to the City of Hillsboro for repairs
2004

Severe Storms and Flooding

23 households applied for aid $36K aid approved $7K to the City of Hillsboro for repairs
2001

Flooding, Severe Storms and Tornadoes

$5K to the City of Hillsboro for repairs
Vernon County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hillsboro is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hillsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hillsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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