Natural hazards · Hatley

Hatley, WI natural hazards

Most of the natural-hazard damage FEMA expects in Hatley comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hatley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hatley to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves35%Tornadoes7%Everything else9%

By hazard

What Hatley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Cold waves

35% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 12 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hatley flood?

FEMA's records show no paid flood insurance claims in Hatley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hatley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marathon County.

Disasters that hit Hatley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hatley itself: aid to households, or repair grants to the Village of Hatley.

Brought FEMA money into HatleyDeclared for Marathon County only

2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Marathon County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Hatley

Hatley and the towns around it

Very lowLowModerateHighVery high

Hatleymostly inland floodingLow

Norriemostly inland floodingLow

Ringlemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hatley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hatley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hatley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.