Natural hazards · Hampden

Hampden, WI natural hazards

Most of the natural-hazard damage FEMA expects in Hampden comes from hail, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampden to be higher than in 73% of U.S. communities, mostly from hail and inland flooding.

Hail52%Inland flooding22%Cold waves9%Tornadoes9%Everything else7%

By hazard

What Hampden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

52% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

22% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 13 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampden flood?

FEMA's records show no paid flood insurance claims in Hampden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hampden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Hampden

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hampden itself: aid to households, or repair grants to the Town of Hampden.

Brought FEMA money into HampdenDeclared for Columbia County only

2008

Severe Storms, Tornadoes, and Flooding

$3K to the Town of Hampden for repairs

2000

Snow

$2K to the Town of Hampden for repairs

Columbia County has had 9 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Hampden

Hampden and the towns around it

Very lowLowModerateHighVery high

Leedsmostly hailHigh

Hampdenmostly hailHigh

Columbusmostly hailHigh

Yorkmostly inland floodingLow

Bristolmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hampden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hampden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.