Natural hazards · Hammel

Hammel, WI natural hazards

Most of the natural-hazard damage FEMA expects in Hammel comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hammel?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hammel to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves38%Tornadoes11%Lightning5%Everything else7%

By hazard

What Hammel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 3 years in the area

Cold waves

38% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 40 years in the area

Lightning

5% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hammel flood?

FEMA's records show no paid flood insurance claims in Hammel.

of all homes
are insured

No community discount. Hammel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taylor County.

Disasters that hit Hammel

Federal disasters declared here

None of the disasters declared for Taylor County shows FEMA aid or repair money reaching Hammel itself in FEMA’s records.

Brought FEMA money into HammelDeclared for Taylor County only

Taylor County has had 6 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Hammel

Hammel and the towns around it

Very lowLowModerateHighVery high

Molitormostly inland floodingModerate

Grovermostly inland floodingModerate

Holwaymostly inland floodingLow

Hammelmostly inland floodingLow

Medfordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hammel is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hammel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hammel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.