Natural hazards · Gilman

Gilman, WI natural hazards

Most of the natural-hazard damage FEMA expects in Gilman comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gilman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gilman to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes22%Strong wind12%Cold waves10%Hail8%Everything else4%

By hazard

What Gilman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

22% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 12 years in the area

Strong wind

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 9 times a year in the area

Hail

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gilman flood?

FEMA's records show no paid flood insurance claims in Gilman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gilman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pierce County.

Disasters that hit Gilman

Federal disasters declared here

None of the disasters declared for Pierce County shows FEMA aid or repair money reaching Gilman itself in FEMA’s records.

Brought FEMA money into GilmanDeclared for Pierce County only

Pierce County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Gilman

Gilman and the towns around it

Very lowLowModerateHighVery high

Spring Valleymostly inland floodingHigh

Spring Lakemostly inland floodingHigh

El Pasomostly inland floodingModerate

Gilmanmostly inland floodingModerate

Martellmostly inland floodingModerate

Eau Gallemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gilman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gilman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gilman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.