Natural hazards · Genoa

Genoa, WI natural hazards

Most of the natural-hazard damage FEMA expects in Genoa comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1983. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Genoa?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genoa to be higher than in 72% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves32%Landslides7%Tornadoes7%Everything else9%
By hazard

What Genoa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area

Cold waves

32% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 7 times a year in the area

Landslides

7% of expected damage
Well above average · higher than 97% of U.S. places

Tornadoes

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 15 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Genoa flood?

Every paid claim on a federal flood insurance policy in Genoa, from FEMA’s records.

16paid claims since 1983
$310Kpaid to owners
0homes flooded more than once
19832026

Biggest named events

  • Severe flooding: 2 claims, $54K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Genoa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vernon County.
Disasters that hit Genoa

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Genoa itself: aid to households, or repair grants to the Town of Genoa.

Brought FEMA money into GenoaDeclared for Vernon County only
2018

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, and Landslides

$91K to the Town of Genoa for repairs
2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$17K to the Town of Genoa for repairs
2016

Severe Storms, Flooding, and Mudslides

$458K to the Town of Genoa for repairs
2013

Severe Storms, Flooding, and Mudslides

$100K to the Town of Genoa for repairs
2008

Severe Storms, Tornadoes, and Flooding

$378K to the Town of Genoa for repairs
2007

Severe Storms and Flooding

$324K to the Town of Genoa for repairs
2004

Severe Storms and Flooding

$28K to the Town of Genoa for repairs
2001

Flooding, Severe Storms and Tornadoes

$10K to the Town of Genoa for repairs
2000

Severe Storms, Tornadoes, and Flooding

$141K to the Town of Genoa for repairs
Vernon County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Genoa

Genoa and the towns around it

Jefferson: Moderate, mostly inland floodingHarmony: High, mostly inland floodingCrooked Creek: Moderate, mostly inland floodingWheatland: High, mostly inland floodingBergen: High, mostly inland floodingSterling: High, mostly inland floodingWinnebago: Moderate, mostly inland floodingJefferson: High, mostly inland floodingHamburg: High, mostly inland floodingMayville: Low, mostly inland floodingBrownsville: Very high, mostly inland floodingDe Soto: High, mostly inland floodingFreeman: Low, mostly inland floodingShelby: High, mostly inland floodingFranklin: High, mostly inland floodingGenoa: High, mostly inland flooding GenoaJeffersonHarmonyCrooked CreekWheatlandBergenSterling
Very lowLowModerateHighVery high
Genoamostly inland floodingHigh
Wheatlandmostly inland floodingHigh
Bergenmostly inland floodingHigh
Sterlingmostly inland floodingHigh
Harmonymostly inland floodingHigh
Jeffersonmostly inland floodingModerate
Crooked Creekmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genoa covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Genoa’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Genoa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Genoa total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Genoa, WIVernon CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01