Natural hazards · Fremont

Fremont, WI natural hazards

Most of the natural-hazard damage FEMA expects in Fremont comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fremont?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fremont to be higher than in 54% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves23%Tornadoes10%Hail5%Everything else7%

By hazard

What Fremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 3 years in the area

Cold waves

23% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 23 years in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fremont flood?

Every paid claim on a federal flood insurance policy in Fremont, from FEMA’s records.

7paid claims since 1979

$113Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

2026-04-Flooding: 4 claims, $109K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Waupaca County.

Disasters that hit Fremont

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fremont itself: aid to households, or repair grants to the Village of Fremont.

Brought FEMA money into FremontDeclared for Waupaca County only

2026

Severe Storms, Tornadoes, and Flooding

41 households applied for aid $253K aid approved

2004

Severe Storms and Flooding

1 household applied for aid $2K aid approved

2001

Flooding, Severe Storms and Tornadoes

$13K to the Village of Fremont for repairs

Waupaca County has had 9 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fremont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.