Natural hazards · Fremont

Fremont, WI natural hazards

Most of the natural-hazard damage FEMA expects in Fremont comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fremont?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fremont to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves31%Tornadoes10%Hail5%Everything else9%

By hazard

What Fremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Cold waves

31% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 12 years in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fremont flood?

FEMA's records show no paid flood insurance claims in Fremont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Fremont

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fremont itself: aid to households, or repair grants to the Town of Fremont.

Brought FEMA money into FremontDeclared for Clark County only

2016

Severe Storms, Flooding, and Mudslides

$33K to the Town of Fremont for repairs

2010

Severe Storms and Flooding

$60K to the Town of Fremont for repairs

Clark County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Fremont

Fremont and the towns around it

Very lowLowModerateHighVery high

Lincolnmostly inland floodingLow

Fremontmostly inland floodingLow

Lynnmostly inland floodingLow

Yorkmostly inland floodingLow

Shermanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fremont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.