Natural hazards · Freedom

Freedom, WI natural hazards

Most of the natural-hazard damage FEMA expects in Freedom comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freedom?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freedom to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding65%Cold waves11%Tornadoes10%Hail8%Everything else6%

By hazard

What Freedom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 19 years in the area

Hail

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freedom flood?

FEMA's records show no paid flood insurance claims in Freedom.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Freedom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sauk County.

Disasters that hit Freedom

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Freedom itself: aid to households, or repair grants to the Town of Freedom.

Brought FEMA money into FreedomDeclared for Sauk County only

2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved

Sauk County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Freedom

Freedom and the towns around it

Very lowLowModerateHighVery high

Sumptermostly inland floodingVery high

North Freedommostly inland floodingHigh

Excelsiormostly inland floodingHigh

Westfieldmostly inland floodingHigh

Freedommostly inland floodingModerate

Honey Creekmostly inland floodingModerate

Baraboomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freedom is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Freedom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Freedom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.