Natural hazards · Franzen

Franzen, WI natural hazards

Most of the natural-hazard damage FEMA expects in Franzen comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franzen?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franzen to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves34%Tornadoes10%Everything else10%

By hazard

What Franzen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Cold waves

34% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 13 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franzen flood?

FEMA's records show no paid flood insurance claims in Franzen.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Franzen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marathon County.

Disasters that hit Franzen

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Franzen itself: aid to households, or repair grants to the Town of Franzen.

Brought FEMA money into FranzenDeclared for Marathon County only

2010

Severe Storms and Flooding

$10K to the Town of Franzen for repairs

Marathon County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Franzen

Franzen and the towns around it

Very lowLowModerateHighVery high

Franzenmostly inland floodingLow

Beventmostly inland floodingLow

Elderonmostly inland floodingLow

Germaniamostly cold wavesLow

Albanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franzen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Franzen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Franzen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.