Natural hazards · Franklin

Franklin, WI natural hazards

Most of the natural-hazard damage FEMA expects in Franklin comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Franklin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franklin to be higher than in 21% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves17%Hail13%Tornadoes11%Everything else9%

By hazard

What Franklin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Cold waves

17% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Hail

13% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Franklin flood?

FEMA's records show no paid flood insurance claims in Franklin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Franklin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Manitowoc County.

Disasters that hit Franklin

Federal disasters declared here

None of the disasters declared for Manitowoc County shows FEMA aid or repair money reaching Franklin itself in FEMA’s records.

Brought FEMA money into FranklinDeclared for Manitowoc County only

Manitowoc County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Franklin

Franklin and the towns around it

Very lowLowModerateHighVery high

Franklinmostly inland floodingLow

Kellnersvillemostly inland floodingLow

Kossuthmostly inland floodingLow

Maple Grovemostly inland floodingLow

Cooperstownmostly inland floodingLow

Catomostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franklin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Franklin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Franklin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.